Appraisal services for Ada and Pontotoc County homeowners

Check out the top 7 reasons Oklahoma homeowners need MAXWELL APPRAISAL SERVICE:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to cut their monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
Determine the true market value of the property in question to settle an estate in Oklahoma


	Do you own a house in or near Ada? Do you need help deciding the price of your real estate? Contact MAXWELL APPRAISAL SERVICE.

We at MAXWELL APPRAISAL SERVICE understand the special needs of a homeowner after appraisal services. Our customary business clients are used to the appraisal process and the usual documents we provide. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other properties close by. That means you're paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from MAXWELL APPRAISAL SERVICE is your chief weapon.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. MAXWELL APPRAISAL SERVICE is experienced in helping people just like you do away with unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. MAXWELL APPRAISAL SERVICE can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. Although most review work is requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.